The Truth About Swagbucks Is it Really Worth it?

Is Swagbucks really worth it?

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Swagbucks is Everywhere

If you’ve travelled very far in the world of personal finance blogs and Pinterest you will certainly have come across Swagbucks. It’s a real favorite along with other survey sites or rebates sites like Ebates. So I figured I should look into this. So let’s check it out.  Swagbucks reach is global with affiliates and partners across the globe. That’s great. This looks promising. Is this my chance to make some quick bucks? So I sign up, bonus Swagbucks (SB). Great, in no time at all 100 SB. So what are these worth? 1SB=1cent/penny. So there’s a dollar. That’s where my joy ended…..

So How Do I Get These Swgbucks?

With sites trumpeting massive daily SB hauls, this must be a cinch. So I check it out. Turns out there are lots of ways to earn virtually nothing and one way to earn a little something. Here’s a wrap up.


If you qualify I recon about 160SB/hour at what they quote. Keep in mind they always take longer. I can think of easier ways to earn $1.6. No thanks. $1.60 an hour is not what you would call a lucrative endeavour.

Take a daily Poll.

1SB/day. Mmmm, $3.65 a year! Pass on that one. Wooohooo! I’m rich, NOT!

Watch Swagbucks TV or SBTV

Ok. Limit of 10SB/day on the phone. A few other video apps can push that to 30. On the computer you can watch for 3SB/hour. Yep, that’s right 3 pennies/hour. Rolling it in! Sure, you can run it in the background, but it’s still a lot of mucking around for virtually nothing.


Again you can waste some time playing games for a pittance or waste money buying in app purchases for points. Again, no thanks. Why all the fuss with this thing?

Discover Offers

Now I see a decent amount of SB on offer. I start to check out the offers. Download this app and reach this level. Sign up and spend this much to qualify. Catch, after catch. You can search free offers and sign up for spam and get yourself a few cents here and there. I’m sure there’s a real winner every now and then, but I ain’t got the time to check it out every day.


These are posted every so often to keep you hooked on their social media accounts. My disappointment is growing.

Shopping Cash Back.

This is by far the most lucrative and I’d suggest only worthwhile opportunity. Cash backs for the  range from 1-26% and features a lot of popular stores.  For those in the US the list is the most  extensive and just may be worth having. This may be the one redeeming feature of Swagbucks. If I were going to spend at one of these stores anyway, I’d definitely consider using Swagbucks for this. But the rest is a royal waste of time. And there are more options for cashback sites.

The Truth about Swagbucks

So what’s all the fuss, why all the recommendations? It doesn’t seem that great. Then I discovered the truth about Swagbucks. Their referral program. When someone uses a link with your referral code you get 10% of the SB they earn for life. WOW! This is the affiliate marketing equivalent of heaven. You waste your time filling in surveys and videos for nothing and I sit back and reap the rewards without doing anything so silly. Now if I can get thousands of people hooked on this poorly paying program I can make some real bucks. So there you have it. Referrers make all the money. In fact, it’s the only way to make serious cash. Call me cynical but I can’t help thinking this is why it gets such a good wrap. I’m certainly happy to sit back and reap passive income for life while thousands of my minions waste their time for a pittance.

Check It Out

By all means check it out. Sign up and please use my code. At least I’ll get a few cents to pay for the time it took to write this. I’m guessing this post isn’t going to make me rich, unfortunately. You may find some decent cash back on shopping but apart from that, please don’t waste your time. Unless of course you want to become a referring guru, but that may cost you some integrity.

I’m going to cast my eye over a few of the other favorite referrals I’ve seen around soon too. Maybe I’ll find the same referrers get rich off everyone else system everywhere. But let’s hope not. But one thing you can know, you’ll get the truth from me. I’ll only recommend the things that benefit you and not just me. I’d rather have my integrity.  So next time you see a site singing the praises of Swagbucks, maybe ask yourself who they’re really seeking to benefit. That’s the truth about Swagbucks.

*this article contains affilite links, by all means become my poorly paid swagbucks slave. At least you know what the deal is!

The Truth About Swagbucks


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  1. 먹튀폴리스 says

    First off I would like to say great blog!
    I had a quick question that I’d like to ask if you do not mind.
    I was interested to know how you center yourself and clear
    your thoughts prior to writing. I’ve had difficulty clearing my mind in getting my ideas out there.
    I do take pleasure in writing but it just seems like the first 10 to 15 minutes are
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    1. Luke Dollarwise says

      Have and ideas book/notepad and allow them to percolate there and in your mind. When you feel passionate about something having played with it in your mind for a while you will be ready to go. You can then structure your thoughts into a rough outline and fill it in from there. That’s my process.

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